Financing Plans for Every Stage of Business

ELEA FINANCE SPA offers three structured financing tiers to match the scale, complexity, and credit profile of your business. Each plan is designed to provide the right level of access, flexibility, and support — from early-stage SMEs to established corporate borrowers. All plans can be customised with additional products or higher credit limits subject to credit assessment.

SME Essentials

From 1.9%/mo

Designed for small and medium-sized businesses seeking straightforward access to working capital, invoice financing, or instalment loans with minimal documentation requirements.

  • Credit facilities up to $250,000
  • Invoice factoring with 24–72 hr funding
  • Instalment loans up to 36 months
  • Online application with fast-track approval
  • Dedicated SME relationship manager
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Business Growth

From 1.4%/mo

Suited to established businesses with a track record seeking larger credit lines, receivables financing programmes, and access to financial guarantees for procurement or tendering purposes.

  • Credit facilities up to $2,000,000
  • Revolving receivables financing line
  • Financial guarantees issuance
  • Working capital revolving credit facility
  • Priority underwriting within 48 hours
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Corporate

Custom pricing

Tailored for mid-to-large corporations requiring bespoke structured credit, syndicated lending, acquisition finance, or multi-product facilities managed by a senior corporate finance team.

  • Credit facilities above $2,000,000
  • Bespoke structured and syndicated lending
  • Multi-currency facility options
  • Senior corporate relationship team
  • Custom covenant and reporting frameworks
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